|Benefit||Key Elements||Focus on|
|Medical||GP offers two plans – a co-pay based PPO plan and an Account-Based Health (ABH) plan. The GPABH Plan is federally qualified so that a Health Savings Account (HSA) can be offered in conjunction with it.||Choice of doctors from a wide network sponsored by UnitedHealthcare (UHC). No referrals needed. Excellent on-line tools to manage your health care benefits.The HSA allows you to save tax-free for qualified medical expenses. The HSA earns interest tax-free and savings can be invested. The account balance rolls over every year unlike a Flexible Spending Account (FSA), which must be used by the end of the year or monies are lost.|
|Both plans offer excellent preventive coverage||Most preventive procedures and tests are covered either by small co-pays or at 100%, depending on the plan selected. Covered preventive services include immunizations, well baby care, PAP and mammographies, PSAs and colonoscopies.|
|Both plans include prescription drug coverage||Convenience of mail-order is available for both plans. A CareCenter Pharmacy is located on-site at the Atlanta campus. Mail-order prescriptions can also be obtained f rom the on-site pharmacy. The plans encourage the use of generic drugs through reduce co-pays and discounts.|
|Participants in both medical plans have access to GPcares, a health care advocacy program to help employees and families navigate the health care system, help manage chronic conditions and generally keep them healthy.||Available GPcares services include:
Health Risk Appraisal
|Medical & Dental||Both plans cover same-sex domestic partners||GP's commitment to diversity.|
|Both benefits are pre-tax||Employee pay for their share of medical and dental premiums prior to income taxes being withheld which lowers their taxable income.|
|Dental||Two plan options are offered with one of the options including orthodontia||100% coverage for preventative care services. Orthodontia provided for children up to 19 years of age (if orthodontia option is elected).|
|Life Insurance||Multiple options - Plan maximum is $2 million Rates are based on age and a group premium which is usually less expensive than buying an individual policy.||New hires may elect up to 3x annual salary without evidence of insurability requirement.
Competitive rates. Insured by MetLife.
|Dependent Life insurance||Spouse/Domestic Partner and Dependent Child(ren) Life Insurance plans are offered.||Both same-and opposite-sex domestic partners are eligible for coverage. Employees can elect up to $25,000 in coverage without evidence of insurability requirement.|
|Disability||Short term illness - a salary continuation program||No cost to the employee Eligible after first month of hire. If less than one year of service, benefit is 50% of salary. After one year, plans pay 100% of salary for first 8 weeks of illness, 80% for next 5 weeks and 60% for next 13 weeks. LTD begins after 180 days of continued disability assuming LTD coverage is elected.|
|Long-term disability -- Three coverage options (50%, 60%, 70% of income replacement)||GP provides a subsidy to cover the cost of the 50% option.|
|Flexible Spending Account||The Health Care FSA is available to employees that enroll in the GP PPO Plan or waive medical coverage.
A Dependent Day Care FSA is also offered.
|GP allows up to $2,500 in annual Health Care FSA contributions on a pre-tax basis. Benny™ card (debit card) is provided to Health Care FSA participants as a convenience.Dependent FSA is an excellent pre-tax tool to help pay for day care for children.|
|Retirement Plan||Company contributes dollars to your 401(k) plan. Company also matches your contributions up to a defined limit.||To encourage savings for retirement, Company contributes dollars to a 401(k) savings plan. Contributions are based on age and increase with age. GP also matches participant's contributions $1 for $1 for the first 3% of pay contributed and $.50 for the next 5% of pay contributed. IRS limits total annual contributions made on a pre-tax basis. Variety of funds available in which to invest. GP provides access to a managed accounts program whereby investment advisors will manage participant's accounts. Roth 401(k) also provided for post-tax contributions.|
|Time off||Company provides holidays and vacation time||10 holidays and one personal day
Vacation is based on years of service
2 weeks 1-4 years of service
3 weeks 5-11 years of service
4 weeks 12-17 years of service
5 weeks 18-29 years of service
6 weeks 30+
|Other benefits||On-site child care
|Atlanta campus only|
|Referral and resource center for child and elder care|
|Discount purchasing program||Cell phones, electronics, automobiles, travel services and entertainment tickets|